Privacy Policy

1. Introduction

Welcome to McBride Property Investment Group Ltd ("we", "us", or "our"). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, process, and protect your personal information when you visit our website, contact us, or use our property sourcing and joint venture services.

We are registered with the Information Commissioner's Office (ICO) in the UK.

2. Information We Collect

We may collect and process the following data about you:

• Identity Data: First name, last name, title, and self-certification status (e.g., High Net Worth Individual or Sophisticated Investor).
• Contact Data: Email address, telephone number, and billing/residential address.
• Financial & Compliance Data: Information required for Anti-Money Laundering (AML) checks, including ID documents (passport/driving licence), proof of address, and proof of funds.
• Profile/Investment Data: Your investment goals, available capital, preferred strategies (Sourcing vs. JV), and correspondence history.
• Technical Data: IP address, browser type, and interaction data from our website forms.

3. How We Use Your Data

We will only use your personal data when the law allows us to. Most commonly, we use your data to:

• Provide our deal sourcing and joint venture services.
• Add you to our VIP WhatsApp broadcast list (with your consent).
• Carry out mandatory legal obligations, specifically Anti-Money Laundering (HMRC) and Know Your Customer (KYC) checks.
• Communicate with you regarding potential deals, financial appraisals, and project updates.

4. Data Sharing and Third Parties

We do not sell your personal data. We may share your data with trusted third parties strictly for business purposes, including:

• Independent UK solicitors handling property purchases or Joint Venture agreements.
• Compliance and AML verification agencies.
• IT and cloud service providers (e.g., secure document storage, website hosting).
• The Property Redress Scheme (PRS) or HMRC if required for regulatory compliance.

5. Data Security

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used, accessed in an unauthorised way, altered, or disclosed. Access to your personal data is restricted to our director (Kay McBride), our employee (David McBride, Head of Acquisitions), and required third-party professionals subject to confidentiality agreements.

6. Data Retention

We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including satisfying any legal, accounting, or regulatory reporting requirements. HMRC requires us to keep certain AML records for a minimum of 5 years.

7. Your Legal Rights (UK GDPR)

Under data protection laws, you have the right to:

• Request access to your personal data.
• Request correction of incomplete or inaccurate data.
• Request erasure of your personal data.
• Object to processing or request restriction of processing.
• Withdraw consent at any time (e.g., leaving the WhatsApp list).

To exercise any of these rights, please email us at: hello@mcbrideproperty.co.uk

If you are unhappy with how we handle your data, you have the right to complain to the Information Commissioner's Office (ICO) at ico.org.uk.