Legal

Terms and Conditions

Effective Date: 16 March 2026

Property investment carries risk and your capital is at risk. Please read these terms carefully before engaging our services. Independent legal and financial advice is recommended before committing capital to any property transaction.

1. About Us

McBride Property Investment Group Ltd (Company No. 16564273) is registered in England and Wales. We are members of the Property Redress Scheme (PRS) and supervised by HMRC for Anti-Money Laundering (AML).

The business is led by Kay McBride (Director) and David McBride (Head of Acquisitions).

2. General Disclaimer and Regulatory Status

2.1 Nature of Business

McBride Property Investment Group Ltd is a property investment and deal sourcing company. We are not financial advisors, wealth managers, or mortgage brokers.

2.2 Not Financial Advice

None of the information provided on our website, brochures, financial appraisals, or communications constitutes independent financial or legal advice.

2.3 Capital at Risk

Property investment carries inherent risks. The value of investments can go down as well as up, and your capital is at risk.

2.4 Investor Eligibility

In line with Financial Conduct Authority (FCA) guidelines, our active deal list and Joint Venture opportunities are strictly limited to self-certified High Net Worth Individuals or Sophisticated Investors.

3. Deal Sourcing Services

3.1 Sourcing Fees

Our standard sourcing fees range from £3,000 to £5,000 depending on the property.

3.2 Reservation

Deals are allocated on a strictly first-come, first-served basis to our VIP list. To secure a property, the investor must sign our Sourcing Agreement and pay a non-refundable £1,000 reservation fee. The remaining balance is due upon legal completion of the property.

3.3 Financial Appraisals

All figures provided (including Purchase Price, Gross Development Value (GDV), Refurbishment Costs, and projected ROI) are professional estimates and include a 10 to 15% contingency. They are not guaranteed. Investors must conduct their own due diligence.

3.4 Fall-Through Policy

If a property purchase falls through due to no fault of the investor (e.g., the vendor withdraws or severe undisclosed structural defects are found), the reservation fee is protected. We will roll the fee over to a replacement deal of equal or greater value, or issue a refund in line with our Sourcing Agreement. If the investor withdraws without a valid legal or survey reason, the fee is forfeit.

4. Joint Venture Partnerships

4.1 Structure

Joint Ventures are operated on a 100% hands-free basis for the investor. The investor provides the capital, and we manage the sourcing, legals, refurbishment, and sale.

4.2 Profit Split

Upon the sale of the flipped property, the investor's initial capital is returned in full first. All subsequent net profits are split equally (50/50) between the investor and McBride Property Investment Group Ltd.

4.3 Legal Protection

All JV arrangements are structured through independent UK solicitors. Investor capital is secured via a Loan Agreement with a Legal Charge against the property, or via equity in a dedicated Special Purpose Vehicle (SPV) before any funds are deployed.

4.4 Timelines

While a typical JV flip takes 6 to 9 months, property development is subject to external delays (e.g., legal, planning, material shortages). Timelines are estimates, not guarantees.

5. Compliance and Anti-Money Laundering

By law, we are required to carry out strict Customer Due Diligence (CDD) before entering into any business relationship. You agree to provide valid identification, proof of address, and proof of funds upon request. We reserve the right to refuse service if these checks cannot be satisfactorily completed.

6. Limitation of Liability

To the fullest extent permitted by law, McBride Property Investment Group Ltd, its director (Kay McBride), its employees, and associated persons shall not be liable for any indirect, incidental, or consequential losses, including loss of anticipated profits, arising from your use of our services or investments made through us. You are strongly advised to seek independent legal and financial advice before committing capital to any property transaction.

7. Governing Law and Jurisdiction

These Terms and Conditions, and any dispute or claim arising out of or in connection with them, shall be governed by and construed in accordance with the law of England and Wales. The courts of England and Wales shall have exclusive jurisdiction.